6 Smart Ways to Save on Energy This Winter

Are Your Heating Bills Freezing Your Budget?

Canadian winters are no joke, and neither are the skyrocketing heating bills that come with them! From cranking up the thermostat to keeping the lights on longer during those dark winter nights, the costs can add up fast. But what if you could stay warm and cozy without blowing your budget?

With heating making up over 60% of the average Canadian household’s energy use—and some families spending more than $1,100 per year just to stay warm—it’s no wonder many of us are looking for ways to cut costs. Even more concerning? Nearly 15% of Canadians had to sacrifice essentials like food or medicine just to pay their energy bills in 2023. Another 14% endured dangerously cold temperatures because they simply couldn’t afford to heat their homes properly.

The good news? You can take control of your winter energy bills without sacrificing comfort!

Here are six budget-friendly ways to stay warm and save money this season:

1. Stop Heat from Escaping: Seal Those Drafts!

Did you know that up to 25% of your home’s heat loss happens through windows and doors? Instead of letting your hard-earned warmth (and money) slip through the cracks, try these quick fixes:

✅ Caulking & Weatherstripping – Seal gaps around doors and windows to block chilly drafts

✅ Draft Stoppers – Use rolled-up towels or special door draft blockers to keep heat in

✅ Check for Leaks – Hold your hand near windows and doors; if you feel a draft, it's time to seal it!

A little effort can lead to big savings—up to $600 per year on heating costs!

2. Insulate Your Space for Maximum Warmth

Even if you’re not ready for a full-scale home insulation upgrade, small changes can make a big difference.

🔹 Close off unused rooms – Keep doors shut to unoccupied spaces and block the bottom with a towel to trap heat where you need it.
🔹 Use your curtains wisely – Open them during the day to let in natural sunlight (free heat!) and close them at night to keep the warmth in.
🔹 Check your furniture placement – Make sure rugs, couches, or tables aren’t blocking heat vents. Proper airflow ensures every room gets its fair share of warmth!

3. Lower Your Thermostat—Just a Little!

A simple tweak to your thermostat can mean big savings. Did you know that lowering your thermostat by just 1°C can cut your heating costs by 2%?

💡 Best temperature settings:

20°C when you’re home and awake

17°C when you’re sleeping or out

(Going on vacation? Check out these cost saving tips: How To Travel On A Shoestring Budget)

💡 Pro tip: Layer up! Cozy sweaters, fluffy socks, and warm blankets are your best friends for saving on heating costs while staying comfy. And don’t forget to replace your furnace filter regularly—it helps your system run more efficiently and keeps the warm air flowing!

4. Make Energy-Efficient Switches

A few smart swaps can help you save hundreds on your electricity bill!

💡 LED Lightbulbs – They use 75% less energy and last much longer than traditional bulbs.
💡 Energy Star Appliances – Upgrading to energy-efficient fridges, dishwashers, and washers/dryers reduces electricity use while lowering your bills.
💡 Government Rebates – Check federal and provincial programs that offer tax credits or rebates for energy-efficient upgrades—it’s money back in your pocket!

5. Shop Around for the Best Utility Rates

You wouldn’t settle for the first price you see when shopping, so why do it with your utilities?

🔹 Compare rates for gas, electricity, and heating providers—many offer discounts for switching!
🔹 Find out if there are off-peak hours with lower rates for running appliances like dishwashers or washing machines.
🔹 If you’re struggling with high bills, call your provider! They may offer budget-friendly payment plans, equal billing options, or even financial assistance programs.

6. Talk to Your Creditors if You Need Help

If winter utility bills are stretching your budget to the limit, don’t be afraid to ask for help!

☎️ Call your creditors – Many offer flexible payment options, interest rate reductions, or even temporary grace periods.

🔄 Sign up for equal billing – This helps even out your payments throughout the year, so you’re not hit with a massive bill all at once.

Need Extra Support? We’re Here to Help!

If rising energy costs are making it harder to manage your budget, a credit counsellor can provide guidance.

We’ll help you:
✔️ Create a realistic budget that works for your income and expenses
✔️ Develop a debt repayment plan to ease financial stress
✔️ Consolidate debt and find ways to lower your monthly payments

The best part? Your first appointment is completely free and confidential—no pressure, no judgment, just practical solutions to help you get back on track. Whether you prefer to chat in person, over Zoom, or by phone, we’re here to help!

Don’t let winter bills leave you out in the cold—take control of your finances and stay warm without breaking the bank! ❄️💰